Highlight:
Title | Description |
---|---|
Room Rent Limit | No sub-limit on Room Rent |
ICU Daily Rent Limit | No sub-limit |
Pre-Hospitalization Expenses | 60 days for Gold and Silver Plan. 30 days for Standard Plan |
Post Hospitalization Expenses | 90 daysfor Gold And silver Plan. 60 days for Standard Plan |
Minimum Hospitalization Period | 24 Hrs |
Day Care Procedure Coverage | 171 day care procedures covered |
Pre-Existing Disease / Illness coverage | Covered after 2 continuous renewals under Gold and Silver Plan. After 4 continuous renewals for Standard Plan |
Waiting Period for New Policy | 30 days |
Free Health Checkup | 1% of average sum insured for individual policies and upto 1.25% for floater covers, once at the end of a block of four consecutive years |
Ambulance Expenses | For Gold Plan Upto Rs.1000/- , For Silver Plan Upto Rs.750/-, For Standard Plan Upto Rs.500/- |
Daily Hospitalization Allowance | Under Gold Plan Rs.250 per day up to 7 days |
Donor Expenses | Upto 50% of base sum assured subject to maximum of Rs 5 lakh |
Attendant Allowance | For Gold Plan Rs.300/- per day for a maximum period of 5 days, For Silver Plan Rs.250/- per day for a maximum period of 5 days, For StandardRs.200/- per day for a maximum period of 5 days |
Nursing Allowance | Rs.300 per day for a maximum period of 5 days under Gold Plan, Rs.250 per day for a maximum period of 5 days under Silver Plan |
No Claim Discount | Up to 5% of base premium, Max 20% |
No Claim Bonus | accidental death cover of 100000, for claim-free policy year |
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