Highlight:
Title | Description |
---|---|
Ambulance Expenses | Expenses incurred on road Ambulance subject to a maximum of Rs.2000/- per hospitalization. |
Co-Payment | 5% co pay on all claims |
Day Care Procedure Coverage | All the day care treatments covered |
ICU Daily Rent Limit | Up to 5% of sum insured subject to maximum of Rs. 10,000/- per day. |
Minimum Hospitalization Period | 24 hours |
No Claim Bonus | 5% in respect of each claim free policy year,subject to maximum of 50%. In case of claim the cumulative bonus accrued shall be reduced at the same rate at which it has accrued. |
Non-Allopathic Treatments | The Company shall indemnify medical expenses incurred for inpatient care treatment Under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy system of medicines |
Nursing Allowance | Up to 2%of the sum insured subject to maximum of Rs.5000/- per day. |
Post Hospitalization Expenses | 60 days |
Pre-Existing Disease / Illness coverage | Pre existing disease shall be covered after a waiting period of 4 years |
Pre-Hospitalization Expenses | 30 days |
Room Rent Limit | Up to 2%of the sum insured subject to maximum of Rs.5000/- per day. |
Waiting Period for New Policy | 30 days |
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