Highlight:
Title | Description |
---|---|
Ambulance Expenses | Covers expenses, upto Rs 1,000 per hospitalization |
Automatic Restoration of Sum Insured | 100% restore of Sum Insured available |
Day Care Procedure Coverage | Covers expenses for 540+ Day Care |
Donor Expenses | Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient |
Free Health Checkup | 1% of previous sum insured per policy.The benefit is payable once after every block of three continuous claim free policy years |
ICU Daily Rent Limit | Covered |
Medical Screening | For insured person above the age of 45 years |
Minimum Hospitalization Period | 24 hours |
No Claim Bonus | 10% increase in cumulative bonus every claim free year upto a maximum of 100%. In case of claim 10% reduction in Cumulative Bonus |
Non-Allopathic Treatments | Covered |
Post Hospitalization Expenses | 60 days |
Pre-Existing Disease / Illness coverage | Covered after 48 days |
Pre-Hospitalization Expenses | 30 days |
Room Rent Limit | Covered |
Waiting Period for New Policy | 30 days |
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