Highlight:
Title | Description |
---|---|
Room Rent Limit | No Sub limits |
ICU Daily Rent Limit | No Sub limits |
Pre-Hospitalization Expenses | 30 days |
Post Hospitalization Expenses | 60 days |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | 141 Day Care Procedures covered |
Additional Cover for Critical Illness | Yes (Optional) |
Automatic Restoration of Sum Insured | Available on payment of additional premium |
Pre-Existing Disease / Illness coverage | After continuous coverage of 3 years |
Waiting Period for New Policy | One years for any illness except for accident |
Co-Payment | A person who avails the option ?Treatment in tiered network‘ and does not get treated in the tiered networks has to pay a Co pay of 10%. |
Free Health Checkup | health check-up coupon on every claim free renewal under Essential and Privilege Plans. And once every two claims free renewal under the Basic Plan. |
Ambulance Expenses | Actuals or 1% of SI, or Rs.1000/2000/3000 |
Non-Allopathic Treatments | Covered, upto SI |
New Born Baby Cover | Up to Basic SI from 1st Day till expiry of Policy or the child is 91 days old whichever is earlier under Essential and Privilege plans |
Daily Hospitalization Allowance | Rs.200/500/1000 per day (Optional) |
Donor Expenses | Covered, Upto SI |
Nursing Allowance | Covered |
No Claim Bonus | 10% of SI, max.50% |
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