Highlight:
Title | Description |
---|---|
Room Rent Limit | 1% Sum Insured per day For Sum Insured Of RS 3 Lakh. For Sum Insured of 5,7,10 Lakh single private AC room (Max upto 1% Sum Insured per day) |
ICU Daily Rent Limit | 2% SUm Insured per day |
Pre-Hospitalization Expenses | 30 days |
Post Hospitalization Expenses | 60 days |
Minimum Hospitalization Period | 60 days |
Day Care Procedure Coverage | Upto Sum Insured. 541 Procedures covered. |
Automatic Restoration of Sum Insured | Upto sum Insured, once a year. |
Pre-Existing Disease / Illness coverage | Pre existing diseases are covered after 4 years of continued coverage. |
Waiting Period for New Policy | 4 years for Preexisting diseas. 2 Years for named ailments. 30 days for any other illness except injury. |
Co-Payment | 20% co payment. 20% Additional in case of treatment outside of Smart Select Hospitals. |
Medical Screening | Pre-policy Medical Check-up not required. |
Free Health Checkup | Every year for all insured members. |
Daily Hospitalization Allowance | For Sum Insure of Rs 3 Lakh, Rs 500/day for max 5 days. Not availble of other sum insured. |
Attendant Allowance | Up to Rs 50000 for Sum insured Rs 3Lakh. Upto Rs 100000 for all other sum insured |
No Claim Bonus | Upto 150% with optional cover NCB Super. |
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