Highlight:
Title | Description |
---|---|
Ambulance Expenses | Road Ambulance up to Rs. 5000 per hospitalization |
Co-Payment | 20%,15%,25% if claim amount is more that 100 times that of Room rent chosen |
Day Care Procedure Coverage | Covered |
Free Health Checkup | Preventive Health Check Up at the end of every 3 policy years, equal to per day room rent opted max. up to INR 5,000 per person whichever is less |
ICU Daily Rent Limit | Covered |
Medical Screening | No pre-policy medical tests up to 45 years of age (subject to clean proposal form) |
Minimum Hospitalization Period | 24 hours |
No Claim Discount | Insured member is eligible for 5% discount at each renewal provided he / she submits certain medical reports. And all the reports are falling under normal range. |
Non-Allopathic Treatments | Not covered |
Nursing Allowance | Nursing Expenses as provided by the hospital |
Post Hospitalization Expenses | 90 days |
Pre-Existing Disease / Illness coverage | Pre-existing disease covered after 36 months from your first Health Policy |
Pre-Hospitalization Expenses | 60 days |
Room Rent Limit | Covered |
Waiting Period for New Policy | 30-day waiting period |
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