Highlight:
Title | Description |
---|---|
Room Rent Limit | up to SI unless Sublimit opted for |
ICU Daily Rent Limit | up to SI unless Sublimit opted for |
Pre-Hospitalization Expenses | 30 Days |
Post Hospitalization Expenses | 60 Days |
Minimum Hospitalization Period | 24 Hrs |
Day Care Procedure Coverage | Covered |
Additional Cover for Critical Illness | Optional |
Automatic Restoration of Sum Insured | 100% of the Sum Insured once in a policy year |
Pre-Existing Disease / Illness coverage | After 2 years of continuous coverage under the policy |
Waiting Period for New Policy | 30 days |
Medical Screening | No medical tests will be required for insurance cover below the age of 46 years and Sum Insured up to ` 10 Lakhs |
Free Health Checkup | The coupons would be provided to each Insured for every policy year |
Ambulance Expenses | Rs 1500 per hospitalisation |
Non-Allopathic Treatments | Covered |
New Born Baby Cover | maximum period upto 91 days from the date of birth of the child, only if Maternity cover is opted. |
Daily Hospitalization Allowance | optional |
Donor Expenses | Reimbursement up to Rs 50,000 |
Nursing Allowance | Covered |
No Claim Bonus | 10% subject to maximum of 50% |
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