
Highlight:
| Title | Description | 
|---|---|
| Additional Cover for Critical Illness | The customer can opt for Critical Illness Cover covering specified Critical Illnesses / | 
| Ambulance Expenses | Coverage limit under this shall be 1% of the SI up to a maximum of 10,000.. Air Ambulanceup to SI | 
| Automatic Restoration of Sum Insured | up to 100% of the base Sum Insured unlimited times in a policy year | 
| Co-Payment | Only Hospitalization expenses incurred abroad with a co-pay of 10% | 
| Daily Hospitalization Allowance | If hospitalisation is atleast for a minimum of 3 consecutive days and subject to maximum of 10 consecutive days | 
| Day Care Procedure Coverage | Covered | 
| Donor Expenses | Covered Upto 10 Lacs | 
| Free Health Checkup | The coupons would be provided to each Insured for every policy year, subject to a maximum of 2 coupons per year for floater policies. | 
| ICU Daily Rent Limit | No Capping | 
| Medical Screening | No medical tests will be required for insurance cover below the age of 46 years and Sum Insured up to `10 Lakhs | 
| Minimum Hospitalization Period | 24 Hours | 
| New Born Baby Cover | Covered, maximum period up to 91 days from the date of birth of the child | 
| No Claim Bonus | 10% of SI for each completed claim free year subject to a maximum of 50%, in case of Claim reduction in Accumulated SI by 10%. Optional Super NCB of 100% for SI 5Lto 10L and 200% for SI 15Lto 50L, in case of claim 50% reduction | 
| Non-Allopathic Treatments | Covered | 
| Post Hospitalization Expenses | 60 days | 
| Pre-Existing Disease / Illness coverage | Covered after 2 years | 
| Pre-Hospitalization Expenses | 30 days | 
| Room Rent Limit | No Capping | 
| Waiting Period for New Policy | 30 days |