Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | Gold Plan:-Shared Room |Platinum Plan:-Single Private Room |
| ICU Daily Rent Limit | Covered up to Sum Insured |
| Pre-Hospitalization Expenses | (60 days) Covered up to Sum Insured |
| Post Hospitalization Expenses | (180 days) Covered up to Sum Insured |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | Covered up to Sum Insured |
| Automatic Restoration of Sum Insured | Gold Plan :-NA | Platinum Plan:-Unlimited up to base Sum Insured(Applicable for both same & different illness) |
| Pre-Existing Disease / Illness coverage | 24 months waiting period on preexisting diseases |
| Waiting Period for New Policy | 30-day initial waiting period |
| Co-Payment | 50%.. If deductible is opted, then co-payment will NOT apply |
| Medical Screening | No mandatory pre-issuance medical tests |
| Free Health Checkup | Gold Plan:-Not applicable| Platinum Plan:-Annual (From Day 1); For defined list of tests; up to INR 500 for every INR 1 Lac Base Sum Insured (Individual policy: maximum INR 5,000 per Insured; Family Floater policy: maximum INR 10,000 per policy) |
| Ambulance Expenses | Road ambulance: up to INR 2,000 per hospitalization | Air ambulance: up to INR 2,50,000 per hospitalization |
| Non-Allopathic Treatments | Covered up to Sum Insured |
| Donor Expenses | Covered up to Sum Insured |
| No Claim Bonus | Gold Plan:-Not applicable| Platinum Plan:-10%, Max 100% |
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