Highlight:
| Title | Description |
|---|---|
| Room Rent Limit | There is no room rent capping, any category of hospital room can be opted upto the policy Sum Insured. |
| ICU Daily Rent Limit | No Capping |
| Pre-Hospitalization Expenses | 60 days |
| Post Hospitalization Expenses | 90 days |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | Covered upto Sum Insured |
| Additional Cover for Critical Illness | Add On Pays an additional lumpsum amount upto 100% of Base SI opted. |
| Pre-Existing Disease / Illness coverage | After 48 months of continuous coverage |
| Waiting Period for New Policy | 30 days |
| Medical Screening | Required if insured's age is more than 65 years |
| Free Health Checkup | Actual incurred expenses paid per hospitalisation event |
| Ambulance Expenses | Not covered |
| Donor Expenses | In-patient hospitalisation Medical Expenses towards the donor for harvesting the organ in case of major organ transplant is covered |
| No Claim Bonus | A guaranteed 5% Increase in Sum Insured per policy year, maximum up to 50% of Sum Insured. |
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