Highlight:
| Title | Description |
|---|---|
| Ambulance Expenses | Road Ambulance up to Rs. 5000 per hospitalization |
| Co-Payment | 20%,15%,25% if claim amount is more that 100 times that of Room rent chosen |
| Day Care Procedure Coverage | Covered |
| Free Health Checkup | Preventive Health Check Up at the end of every 3 policy years, equal to per day room rent opted max. up to INR 5,000 per person whichever is less |
| ICU Daily Rent Limit | Covered |
| Medical Screening | No pre-policy medical tests up to 45 years of age (subject to clean proposal form) |
| Minimum Hospitalization Period | 24 hours |
| No Claim Discount | Insured member is eligible for 5% discount at each renewal provided he / she submits certain medical reports. And all the reports are falling under normal range. |
| Non-Allopathic Treatments | Not covered |
| Nursing Allowance | Nursing Expenses as provided by the hospital |
| Post Hospitalization Expenses | 90 days |
| Pre-Existing Disease / Illness coverage | Pre-existing disease covered after 36 months from your first Health Policy |
| Pre-Hospitalization Expenses | 60 days |
| Room Rent Limit | Covered |
| Waiting Period for New Policy | 30-day waiting period |
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