Wealth Plans
ICICI Pru Smart Life
Synopsis:
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A unit linked insurance plan that provides you with multiple choices to invest towards your financial goals and the Smart Benefit ensures that the wealth accumulation continues even after you.
Benefits:
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- Maturity Benefit
- Death Benefit
- Loyalty Additions
- Wealth Boosters
Highlights:
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- Choice of portfolio strategies : Choose between Fixed Portfolio Strategy & Life Cycle based Portfolio Strategy based on your requirement. Comprehensive protection: On death of the life assured, receive Lump sum benefit
- Smart Benefit: All future premiums payable under the policy will be waived and allocated by the company - to ensure that your savings for your desired goal continue uninterrupted
- Liquidity: Fund any intermediate financial need through Partial Withdrawals, any time after the completion of five policy years. Partial Withdrawals will not reduce the protection level.
- Loyalty benefits: Get rewarded with Loyalty Additions and Wealth Boosters on staying invested with us over the long term
- Tax benefits on premiums paid and benefits received as per the prevailing tax laws
Eligibility:
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Min/Max age at entry |
20 years / 54 years |
Min/Max age at maturity |
30 years / 64 years |
Min/Max Policy Term |
10 years / 25 years |
Min/Max Premium Paying Term |
Same as Policy Term |
Maximum Premium |
Unlimited |
Premium Payment modes |
Annual, Half-Yearly, Monthly |
Maximum Premium |
Unlimited |