- 		This is the ideal plan for savings & Retirement Planning
- 		It provides the guaranteed tax-free Income of 8% of Sum Assured for life 
time
- 		It offers the life cover for life time
- 		The customer gets the tax-free maturity under this plan which includes the 
bonus also along with Sum Assured
- This plan has an option of choosing the Accidental Life cover, Disability 
Benefit & Critical illness cover.
- 		In case of a minor, this plan also has the premium waiver benefit in case of 
death of the parent.
- 		The policyholder also has the option of choosing the death benefit in 
installments
- 		LIC also offer the discount in the premium in case the mode of payment is 
Yearly.
- 	The loan is also available to the policyholder after the completion of 1 year 
of the policy
 
How Does This Policy Work
Sample illustration
  
    | Eligibility Criteria | 
  
    |  | Min. | Max. | 
  
    | Age | 90 Days (Completed)) | 55 Years for Payment Term = 15 50 Years for Payment Term = 20
 45 Years for Payment Term = 25
 40 Years for payment term = 30
 | 
  
    | Policy Term | 100 Years - Age | 
  
    
    | Premium Payment Term | 15, 20 25, & 30 Years |  | 
	| Rider | LIC’s NEW CRITICAL ILLNESS BENEFIT RIDER(CIR) | 
	| Rider | LIC's  ACCIDENTAL DEATH AND DISABILITY  BENEFIT RIDER | 
	| Rider | LlC's ACCIDENT BENEFIT RIDER | 
	| Rider | LIC’s PREMIUM WAIVER BENEFIT RIDER (PWB) | 
	| Rider | LIC's NEW TERM ASSURANCE  RIDER (TR) |