
  - This investment is best for children. However, it is beneficial to invest at a young age. 
- This plan is ideal to invest for higher education
- It is single premium policy where opting for Lumpsum or Installment Benefit both are good. ( Regular and Limited mode applicable.)
- This plan supports short term investment, where you can avail benefits later in life
- Get maturity through installments that help to fill the income gap in future
- Safe haven to park the profits from startups with guaranteed future returns
- Avail lumpsum maturity which helps to augment funds for future needs or business. 
- This plan provides financial support to the family in case of unfortunate death of the life assured
- Increasing guaranteed  income benefit option that helps to take care of fixed needs cost  of which always keep escalating
- Excellent option to invest retirement proceeds like gratuity with guaranteed income benefit OR Lumpsum maturity which is helpful to fulfill old age commitments.
- It is a great alternative for bank deposits and is also the new version of FD with Guaranteed Returns and Life Cover
 
How Does This Policy Work
Sample illustration

  
  
    | 
      
        | Eligibility Criteria |  
        | Minimum Entry Age | 3 years (completed) for policy term of 15 years |  
        |  | 8 years (completed)  for policy term of 10 years |  
        |  | 13  years (completed) for policy term of 5 years |  
        |  |  |  
        | Maximum Entry Age | Option  A & Option B : 50 Years (nearer birthday) |  
        |  | Option  C: 65 Years (nearer birthday) |  
        |  | Option  D: 40 Years (nearer birthday) |  
        |  |  |  
        | Minimum  Maturity Age | 18  Years (completed) |  
        |  |  |  
        | Minimum Age at Maturity | Option  A & Option B: 65 Years (nearer birthday)< |  
        |  | Option  C: 80 Years (nearer birthday) |  
        |  | Option D: 55 Years (nearer    birthday) |  
        |  |  |  
        | Policy  Term | Option  A & Option B : 10 & 15 Years |  
        |  | Option  C & Option D: 5,10, & 15 Years |  
        |  |  |  
        | Premium  Paying Term (For Regular/ Limited Premium) | 5 & 10 years for  10 Year Policy Term |  
        |  | 5,  10, & 15 years  for 15 year policy  Term |  
        |  |  |  
        | Payout  Period | Option A & Option  B: Equal to Premium Paying Term |  
        |  | Option  C & Option D: Equal to Policy Term |  
        |  |  |  
        | Minimum  Annualized/ Single Premium | Option A & Option  B: Rs. 30,000 |  
        |  | Option  C & Option D: Rs. 2,00,000 |  
        |  |  |  
        | Maximum  Premium | No Limit |  
        |  |  |  
        | Minimum  Sum Assured on Death | No Limit |  
        |  |  |  |